Gas prices have dropped, the election is over, and yet we are all feeling the strain of this recession. Times are uncertain, particularly if you listen to the media and their dire coverage. However, challenging times can create a unique opportunity to talk to our kids about the economy. Here are a few tips.
Take stock of your own situation. Many people work in stable industries and have stable economic situations. For those of us who are not retiring in the next 18 months, our savings have time to rebound. Assess your current situation and understand where you stand.
Discuss the economic situation with your family. While the levers of this recession are complex, it can provide excellent family discussion. Remind kids that they are safe and loved. Share with kids the reality of your family situation.
Talk about trimming expenses. Even if you are financially stable, such economic times require us all to be careful. Discuss ways to trim spending: take on household tasks that are often outsourced; eat out less and cook meals at home; watch a movie as a family rather than going out.
Remember that there are others who have it truly bad. Economic times like this hit the poorest first and hit much harder than on those who are more secure. Please don't trim on your giving to charities during these tough times; these organizations need our dollars more than ever.
Have fun. While times are tough, there is still joy everywhere we look. People continue to fall in love, kids are accepted to college, promotions occur, businesses open. Take stock in the many blessings of your family and this country. We can each take responsibility for getting this economy going again.
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